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ARE YOU FLOOD SMART?
June 8, 2011
Dear Friends,
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As tornado season continues and hurricane season is about to begin, you need to check your insurance coverage because most homeowner policies do not cover flood damage and it usually takes 30 days after purchase for a flood insurance policy to take effect.
The federally-backed National Flood Insurance Program (NFIP) does cover flood damage for homeowners, renters and business owners. This protection is available to anyone in a community that participates in the NFIP.
Flooding has been part of several disasters in North Carolina, including the April 16 storms and tornadoes.
- Floods are the nation’s No. 1 natural disaster.
- A car can easily be carried away by just two feet of water.
- Floods can ruin property and damage lives even when a disaster is not declared.
To find out if your community participates in the National Flood Insurance Program, go to www.floodsmart.gov. There you can find out the flood risk where you live by simply typing in your address. You will also find names of insurance agents where you live who can answer your questions and educate you about flood insurance.
Sincerely,
U.S. Congressman Mike McIntyre
Representing the 7th District of North Carolina
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